If your dream house is on the verge of becoming a reality, make sure you don?t make any huge blunders that will turn it into a nightmare.
Pick the Right Lender
Shop between banks and mortgage companies to find the best percentage rate and best loan terms. A little research can save you thousands over the long haul.
Talk to your banker or selected mortgage lender and get pre-approved for your loan. It’s best if you know what you can afford before you start shopping.
The dream home is probably unrealistic, you know that so convince yourself of it by making a list of what you believe you cannot live without and what you?d like. Then, at the top of the list, make note of how much you were pre-approved for and start looking for a bargain.
Hire the Inspector
Even though it looks perfect and the seller assured you that everything is in perfect condition, spend that extra money to have the home inspected. It’s another preventative measure that can end up saving you thousands (if not more) when all is said and done.
Taking these steps will help you insure that your home purchase will be something that you love for a long time and will make you feel as if you’ve turned your dream into reality.