photo credit: unforth
You’re ready to buy a home. You’ve taken all of the steps that you need to take in order to save up money and qualify for a home mortgage loan. But now you’re in the tough position of trying to figure out what type of home you might want. Are you the kind of person that would love to live in a new suburban development? Does the idea of living in a downtown condo make your heart pitter patter? Are you the type of person who could really make a life in a large historic home? Or do you want to look into cutting-edge green real estate with a sustainable design? There are different types of homes out there that will be within your price range and you need to know what type you’re looking for if you want to select the home that’s right for you.
Here are some tips on finding your home type so that you purchase a home that truly suits who you are:
- Consider whether you are interested in new buildings or old buildings. Some people really love historic homes, homes that have been lived in by others for centuries. They feel at peace in these places. They can entertain their guests with the charm and style that thrived in other times. But not everyone feels this way. Some people do best in minimalist spaces from modern architects. They want to move in to a place that has just been built or at least one that’s newly renovated. Think carefully about whether you’re an old-home or new-home type of person. This will be the first choice that you can make to assist you in narrowing down your home buying options.
- Determine whether you’re an urban, suburban or rural type of person. There are a lot of things to consider here including your entertainment preferences, your preferred modes of transportation and the availability of jobs for your profession. As you think about these things, consider how they would be impacted by living in an urban, suburban or rural area. Would you like a quiet life so much that you wouldn’t mind a long commute to work? If so, look at rural homes. Do you love the idea of living right in the heart of a downtown neighborhood? If so, you’re going to want to look at urban areas. Remember to consider the type of home that you want as well. If you want a new home in a rural area, look at up-and-coming developments in regions outside of suburbs. If you want a historic home in an urban area, you may need to look outside of the downtown area to find a home that suits your needs.
- Consider issues of ethics. Some people aren’t comfortable with the idea of living in homes that have been landscaped in a way that’s not natural to the area. Other people are committed to working with green real estate agents who will assist them in finding a home with features like solar panels and natural heating and cooling properties. Still other people won’t look at homes in up-and-coming parts of town because they’re opposed to the process of gentrification. Ask yourself if you have any ethical concerns related to the buying of the home. Look at homes that fit your other specifications but don’t infringe upon these ethical issues.
- Select the basic features last. Do you want a two-bedroom or a four-bedroom? Do you want big windows or an enclosed patio? Do you want to live in the least expensive home of a nice neighborhood or the most expensive home of a cheaper neighborhood? What type of architectural features appeal to you most? These are all details that you can ask yourself to narrow down the list of homes that you look at to a final choice but these should be considered only after you have assessed the other issues on this list and determined your basic home type.
Finding out which home type is right for you takes a little bit of getting to know yourself. You need to really think about what you need from a home and its location. You need to consider size, style, age, cost, neighborhoods, aesthetics and ethics. This is complicated by the fact that most people buy a home with a partner who may feel differently about these things. Assessing each aspect of the home and comparing it with your ideal life will help you to find your home type and eventually to choose the home that you are ready to make a life in.