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As the second most densely populated major city in the nation, San Francisco is a great place to have a rental property or investment portfolio. Current residential rental rates average between $1,078-$2,339 and the vacancy rate is under 3%. With close to 350,000 housing units in the city, nearly 50% are rented out by their owners. Moreover, ranked as one of the top 15 most populous cities in the United States, the city's population was estimated in 2008 at roughly 808,976 residents.

Housing costs in San Francisco, California are more expensive than in any other city in the nation (having recently surpassed Manhattan’s prices). Despite this, people are regularly drawn to move to San Francisco because of the city’s cultural diversity, interesting events and unique job opportunities.

San Francisco is a small city (less than fifty square miles) and yet it is a city with numerous distinct neighborhoods. North Beach (the city’s little Italy), the Mission (where Latino culture thrives), the Financial District, Chinatown, Japantown and other neighborhoods each offer their own style of living.

People moving here will consider the unique traits of each neighborhood when choosing housing. Hayes Valley, SoMA and Polk Gulch are among the most affordable and popular neighborhoods. Single-family homes here cost around $500,000. Condos are slightly less expensive and offer a popular alternative to home buyers.

When asked why they are willing to spend that much money to live in the city, San Franciscans will tell you that the way of life there is worth the price that you pay. There is never a dull moment in San Francisco where annual events dot the calendar. These events include the largest Chinese New Year celebration in the world outside of China, the two week long Japantown Cherry Blossom Festival, the celebration of the Brazilian mardi gras (Carnaval), the nation’s biggest gay pride festival and countless smaller events. These events bring fun, diverse energy to the city and make it a place where people want to live.